MonieTrack PRO Terms & Conditions

Effective Date: June 19, 2026

Welcome to MonieTrack PRO. By using MonieTrack PRO, you agree to these Terms & Conditions.

Important: MonieTrack is not a bank, wallet, investment company, money transmitter, lender, or licensed financial institution.

Service Description

MonieTrack PRO is a personal spending and planning companion designed to help users track expenses, organize bills, create invoices, set savings goals, and review spending patterns.

User Responsibilities

Users are responsible for the accuracy of all information they enter into the app, including transactions, budgets, bills, invoices, and savings goals.

Subscriptions

MonieTrack PRO currently offers monthly and yearly subscription plans. Current pricing is ₦1,500/month or ₦12,000/year. Subscription prices may change in the future with notice to users. Payments are processed through Paystack. Subscription access may depend on successful payment confirmation.

AI Features

AI-generated insights are provided for informational and organizational purposes only. They are not professional, legal, tax, investment, banking, or accounting advice.

No Custody or Money Movement

MonieTrack does not hold customer funds, transfer money, process user-to-user payments, invest funds, or manage user money. The app only helps users organize information they enter themselves.

Limitation of Liability

MonieTrack is not responsible for losses, missed payments, incorrect records, subscription issues caused by third-party processors, or decisions made based on user-entered information or AI-generated insights.

Account Access

Users are responsible for protecting their login credentials. We may suspend access if we detect misuse, abuse, or activity that violates these terms.

Changes to These Terms

We may update these terms from time to time. Continued use of MonieTrack after changes means you accept the updated terms.

Contact

For questions, contact: promediabest7@gmail.com

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